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Annuity Training

Registration Form

  • Must be at least 8 characters in length, and include three of four of the following:
    • An uppercase character
    • A lowercase character
    • A number
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Are you currently working with Highland?
Are you a licensed Agent?

The NAIC has adopted a significantly revised “Suitability in Annuity Transactions Model.” Once a state adopts this new model, producers in that state will be required to fulfill two different training requirements prior to solicitation of an annuity. Please note that some carriers now require their product-specific training to be taken in ALL states regardless of whether or not that state has adopted the new model.

A one-time state-level four- (4) hour continuing education course on annuities approved by the state department of insurance is required for the state in which he/she is licensed or doing business.

NOTE: California initially requires eight (8) hours, then four (4) hours every two years thereafter. Iowa requires a four- (4) hour course specific to indexed annuity products. Texas requires eight (8) hours every two years.

Product-specific training provided by the insurance carrier is required prior to soliciting the sale of a particular annuity product. A producer must complete the training BEFORE the date of the application for a product. If the training is completed on or after the application date, the carrier will require a new application.


Anti-Money Laundering Training

LIMRA OR

RegED

  • On the left-hand side, click on Optional Insurance CE.
  • Then Elect My Courses.
  • Then select New Course & CE credit.
  • Add your state.
  • Then click on AML.

NAIC 4-hour Annuity and Best Interest Training

Some states require producers to act in the best interest of the consumer when recommending an annuity. The training requirement has been expanded to include the new standard of conduct. A producer who has completed an annuity training course approved by the department prior to the effective date must complete either a new one-time 4 hour course or an additional one-time 1 hour course by the listed effective date of your specific state. Producers who obtain a life/annuity license on or after the effective date must complete the new one-time 4 hour course before selling annuities.

**Due to varying carrier requirements, the 4 hour Best Interest course is recommended in lieu of the 1 hour training in the event of:

  • A new license is being obtained by the agent in a state that previously required the Best Interest Training
    (For additional questions on this state specific requirement please do not hesitate to contact annuitylicensing@highland.com)

For further information and to check out your states guidelines please click here to visit the RegEd Training Platform.**

For additional instructions on how to take the aforementioned training please see the instructions below:

To take the annuity 4 hour suitability/Best Interest training please follow the below:

https://secure.reged.com/TrainingPlatform/

  • Please log into your account with Reg Ed credentials
    • On the right hand corner please select State Suitability Training
      • Select Proceed to continue to the My Courses Page
    • Select New Courses and CE Credit to order state annuity suitability training courses
      • Course 390 (original 4 hour Annuity)
      • 490 for 4 hour Best Interest
      • 491 -1 hour Best Interest
    • Select whether you want to order CE with your course and then select Proceed (The next page displays state specific CE information)
    • Review the information, scroll to the bottom and select Proceed
    • Once completed please send a copy of the certificate for our records

Carrier Product-Specific Training

RegED Product Training Guide (Please note: not all carriers use this vendor.)

Please refer to the detailed instructions under each carrier tab below:

Allianz

Product Training Link:   https://www.reged.com/annuities-training-platform/

RegEd Instructions:

  • Register for access
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit.
CourseProduct Code
360 Annuity TrainingALLIANZ360V2
Core Income 7 Annuity TrainingCOREINCOME7V2
222 Annuity Training ALLIANZ222V3
Market Value Adjustment Training MVAV1
Retirement Foundation ADV AnnuityRETIREMENTFOUNDATIONADV
Fixed - Accumulation Advantage AnnuityACCUMULATIONV3
Legacy by DesignLEGACYBYDESIGN
Benefit Control Annuity TrainingABCANNUITY
Allocation Charge Supplemental TrainingALLOCATIONCHARGE
  • Under Carrier-Specific Product Training find the desired course under the Allianz Life Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide.  At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print the Course Completion Record for your files and Highland. Results will be sent electronically to Allianz.

American Equity

Active Agents with American Equity: Training should be completed using the American Equity website: https://agent.american-equity.com/login.asp

Not-Yet-Active Agents Product Training Link: https://agent.american-equity.com/stateproducttraining.asp

  1. Enter state license number, last 4 digits of your SSN, and last name.
  2. You must watch a video for each product before you can complete the training questions.
  3. You must complete the questions and click SUBMIT to receive credit for the training.
  4. Please send a screenshot of the screen with “Completed” for your files at highland. Results are automatically sent to American Equity.

American National

First Time New User Guide

Contracting & Licensing Guide

Appointment required prior to login?  NO

  • Product Appointment Link: https://imglearning.anico.com/
  • If returning user: Please enter your email address and hit submit.
  • If new user: Enter first name, last name, SSN, and email address to access the course.
  • Length of Course: 25 minutes

Americo

Product Training Link: https://naic.pinpointglobal.com/americo/apps/default.aspx

  1. Either log in using your NPN number and previously established password, or register if a first-time user.
  2. Once you are logged in, you will find My Product Training at the bottom of screen.  Please note: if you have taken a state-specific training course through another vendor, you do not need to take it again. 
  3. Click View My Product Training.
  4. You only have to complete the product‐specific training for products you plan to sell. 
  5. Complete the appropriate product‐specific training video(s).
  6. When you reach the end of your selected video, you must check the attestation box, then click Submit to receive credit for completing the training course. After doing so, once you close the video window, you will see your completion date on the right-hand side of the training page, as indicated above.
  7. Please send the screenshot of completion to Highland for our records.

ASPIDA

A training link will be sent to you by ASPIDA once they receive the contracting paperwork.

Additional Training Instructions

Athene

Product Training Link:   https://www.reged.com/annuities-training-platform/

RegEd Instructions:

  • Register for access
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit.
CourseProduct CodeAvailable BD ChannelAvailable IMO Channel
AccuMaxAccuMax7_2021YesYes
AgilityAgility710_2018YesYes
Ascent Pro BonusPROBO_2017NoYes
Performance ElitePerformanceElite_2015NoYes
MaxRateMaxRate_2017YesYes
MaxRate NYMaxRateNY_2017YesYes
SPIASPIA_2016NoYes
Accumulator 5, 7 & 10 ACCUM5710_2017YesNo
Ascent Pro 7 & 10PRO710_2017YesNo
ProtectorProtect57_2018YesNo

 

CourseProduct Code
ANX Channel- BCA 6, 8, 10BCA6810_2019
ANX Channel- BCA 6,8,10, 12BCA681012_2019
ANX Channel- VelocityVelocity_2019
  • Under Carrier-Specific Product Training, find the desired course under the Athene Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to Athene.

Atlantic Coast Life

Product Training Link: https://acl.admin-portal.org/training/

Training Guide

  • Fill in your email and agent number or SSN/Tax ID if you do not have an agent number. *If you have not previously registered, fill your email and SSN/Tax ID or agent number and click Sign In. The next page will prompt you to register.

Brighthouse

Product Training Link: https://secure.reged.com/trainingplatform/

RegEd Instructions:

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit. Product Code: BHF_FIA
  • Under Carrier-Specific Product Training, find the desired course under the Brighthouse Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to Brighthouse.

CL Life

Product Training is completed through the contracting paperwork in SuranceBay

Clear Spring Life and Annuity Company

Product Training is completed through the contracting paperwork in SuranceBay

Corebridge Financial (AIG)

Product Training Link: https://learn.questce.com/naicsuitability/

 

Appointment required prior to login?  NO

Length of Course: 60 minutes

  • Login (register if not already signed up).
  • Click Broker Dealer to verify that Independent (Unaffiliated) is the broker dealer within the account settings.
  • Click Manage Appointments, then AIG Annuities, then Add.
  • Click Add Product Specific and select the course from the list.

Available Product Training Courses:

  • AIG Annuities—Index Annuity Product Specific Training (I5281LS.19)
    • Course Description: Power Select Plus Income and Power Select Builder Index Annuities Training
  • AIG Annuities—Index Annuity Product Specific Training (I5281CB.16)
    • Course Description: Power 7 Protector and Power 10 Protector Index Annuities Training
  • AIG Annuities—Fixed and Income Product-Specific Training (formerly the Horizon Fixed Annuity Series) (FIXEDALL0719)
    • Course Description: Fixed, Deferred Income, and Single-Premium Immediate Annuity Training includes Solutions MYG Product
  • AIG Annuities—Assured Edge Income Achiever (F5705AC.7)
    • Course Description: Assured Edge Income Achiever
  • AIG Annuities—Power Index Premier NY (I5281PNY.1)
    • Course Description: This course covers Power Premier NY ONLY
  • AIG Annuities—Assured Edge Income Achiever NY (F5705NY.5)
    • Course Description: Assured Edge Income Builder –NY ONLY

Simply click on Start Exam and then click on OK in the pop-up window to certify the terms of the exam.

You will then need to answer the one-question attestation before clicking Submit Answer to complete the exam.

The status column on your student dashboard page will list the course as complete in green if you have successfully completed the course. Then click through the slides, take the test at the end, and save the certificate.

Power Index 5 NY / Power Index Premier
https://www.brainshark.com/sunamerica/vu?pi=zGHz11PFtVz9EJ3z0

Delaware Life

Product Training Link: https://www.reged.com/annuities-training-platform/

RegEd Instructions:

  • Register for access
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit.
Product NameProduct Code
Target Growth 10DLICTG10
Target Income 10DLICTI10
Retirement Stages 7DLRS7N
Pinnacle MYGADLMYGA
  • Under Carrier-Specific Product Training, find the desired course under the Delaware Life Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go to Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to Delaware Life.

EquiTrust

Product Training Link: https://www.reged.com/annuities-training-platform/

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code.  Enter the code for the course you want to take (see below) and click Submit.
    Product Code: Equitrust
  • Under Carrier-Specific Product Training, find the desired course under the EquiTrust Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to EquiTrust.

Please note: training for this carrier will need to be completed before the appointment will be approved.

Fidelity & Guaranty Life

Product Training Link: https://training.fglife.com

Active Agents
Agents who are currently producing with Fidelity & Guaranty Life, please login with your SalesLink account by clicking on the link above.

Not-Yet-Active Agent
If you are an agent who is working toward getting contracted or submitting your first application with Fidelity & Guaranty Life, you can still register now to begin or continue your training courses.

Global Atlantic

Product Training Link: https://www.reged.com/annuities-training-platform/

RegEd Instructions:

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit
CourseProduct Code
ForeAccumulation II Fixed Index AnnuityForeAccum24
ForeCare Fixed Annuity with Long-Term Care BenefitsFTFCARE
ForeCertain Income AnnuityForeCertain
ForeIncome II Fixed Index AnnuityForeIncome24
ForeStructured Growth Registered Index-Linked AnnuityFORESTRUCTURED
Income 150+ SE Fixed Index AnnuityINC150-24
SecureFore Fixed AnnuitiesSecureForeAll
  • Under Carrier-Specific Product Training, find the desired course under the Global Atlantic Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to Global Atlantic.

*Please note: for the ForeCare Annuity with long-term care (LTC), you must take the appropriate LTC training course before taking an application for this product.

Guaranty

Product Training Link: https://www.reged.com/annuities-training-platform

RegEd Instructions:

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit
CourseProduct Code
Wealth Choice FIA WCA19
Guaranty Rate Lock MYGAGRL20
AnnuicareACS
  • Under Carrier-Specific Product Training, find the desired course under the GILICO Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to the carrier.

Integrity

Product Training Link: https://www.kfeducation.com/account/portal-login?redirect=/portal/

Training Guide

Self-Registration 

You will need to self-register and enroll in a course. Enter Portal Code WSFG in the New Users box, and select Create Account.

Once registered, please complete product training using these instructions: 

  1. Near the middle of the screen on the home page, you will see a Product Training box. Click on the green tab Already Enrolled? LAUNCH Course.
  2. You will see the list of courses that pertain to the lines of business set up for you or that you ordered through the self-registration. Click Annuity Product Information. 
  3. Click Course Name. The training materials will come up. Review them carefully then close the window. Click Course Home.
  4. In the Review Test section, click Take. Next click Agree, then Continue, then I Agree.
  5. Print Course Completion Record for your files and Highland. Results will be sent electronically to Integrity.

Legacy Marketing Group

 

Not-Yet-Active Agents: You may access their product training prior to being appointed using these instructions:

  • Visit the website www.legacynet.com.
  • Click on the button that says “Insurance Professional Login” in the upper right corner.
  • Click on the hyperlink that says “Temporary Product Training Access” and follow the applicable prompts to create a user name and password
  • Enter Guest Access Code – LEGACY12
  • Follow instructions to register using SSN#
  • Click on the specific product training
  • On Step 1, click on “Click here”.
  • Read the PDF file thoroughly
  • On Step 2, click on “Click here”.

Please note, Guest Access is limited to Legacy Exclusive product trainings only and the logon created during the temporary access will expire within 24hrs from the time it was created. Once an agent is contracted, they will need to create an actual login to access the site and any product trainings completed as a “guest” will automatically transfer to the agent’s record.

 

Active Agents with Legacy will need to obtain log-in user and password from Legacy Marketing Group then follow these instructions:

  • Go to their website at  www.legacynet.com
  • Click on the button that says “Insurance Professional Login” in the upper right corner.
  • If a user name/password has already been set up, enter and proceed. If not, click on the hyperlink that says “Register with LegacyNet” and follow the applicable prompts to create a user name and password.
  • From the “Home” page, click on the “Product Training” button located on the left-hand side of the page.
  • Click on the specific product training
  • On Step 1, click on “Click here” and following any applicable prompts.
  • Read the PDF file thoroughly.
  • On Step 2, click on “Click here” and following any applicable prompts.
  • Enter in your information to confirm completion of the product training.

Once completed, a confirmation email will be sent to the email address on file for your records. Legacy will be notified immediately upon completion– Please forward confirmation email to annuitylicensing@highland.com

Life of the Southwest/National Life Group

Product Training Link: https://www.nationallife.com/

Training Guide

Lincoln

Product Training Link: https://naic.pinpointglobal.com/LincolnFinancial/Apps/default.aspx

  1. Either log in using your NPN number and previously established password, or register if a first-time user.
  2. Once you are logged in, you will find My Product Training at the bottom of screen.  Please note: if you have taken a state-specific training course through another vendor, you do not need to take it again. 
  3. Click View My Product Training.
  4. You only have to complete the product‐specific training for products you plan to sell.  Please note: Lincoln Financial Group has four training modules depending on the TYPE of annuity products you wish to sell: fixed annuity, fixed index annuity (FIA), single premium immediate annuity, and variable annuity. There is also a General FIA training that is required as well as the product-specific training.
  5. Complete the appropriate product‐specific training video(s).
  6. When you reach the end of your selected video, you must check the attestation box, then click Submit to receive credit for completing the training course. After doing so, once you close the video window, you will see your completion date on the right-hand side of the training page as indicated above.

MassMutual Ascend

Product Training Link: https://naic.pinpointglobal.com/MMA/Apps/default.aspx

  1. Either log in using your NPN number and previously established password, or register if a first-time user.
  2. Once you are logged in, you will find My Product Training at the bottom of screen. Please note: if you have taken a state-specific training course through another vendor, you do not need to take it again.
  3. Click View My Product Training.
  4. You only have to complete the product‐specific training for products you plan to sell. Please note: the FIA Rider Overview training video is a pre‐requisite for certain fixed‐indexed annuity products. If you click on a product‐specific training video and it will not open, then it has the FIA Rider Overview as a pre‐requisite.
  5. Complete the appropriate product‐specific training video(s). Please note: there is NO sound in the videos.
  6. When you reach the end of your selected video, you must check the attestation box, then click Submit to receive credit for completing the training course. After doing so, once you close the video window, you will see your completion date on the right-hand side of the training page as indicated above.

Minnesota Life

Product Training Link: https://learn.questce.com/naicsuitability/

  1. First time users need to register.
  2. Quest CE offers continuing education as well as product training. To go directly to the product training, select Skip Step 1.
  3. Select your broker dealer from the dropdown list, then choose the carrier. The carrier name is listed as Minnesota Life–Securian. 
  4. Product training descriptions are provided to help determine which training should be taken. 
  5. Advisors must complete the content (product training) and the exam (one question attestation) for the training to be completed.

Mutual of Omaha / United of Omaha

Click the link below and read the included training, sign, and return the confirmation of completion to Highland.   

Annuity Portfolio and Certification Course

Nationwide

Product Training Link: https://www.reged.com/annuities-training-platform/

Training Guide

RegEd Instructions:

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code.  Enter the code for the course you want to take (see below) and click Submit.
CourseProduct Code
New Heights Select - NewNewHeightsSelect
MYGA - Secure GrowthSecuregrowth
Income PromiseIncomePromiseSelect
  • Under Carrier-Specific Product Training, find the desired course under the Nationwide Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to Nationwide.

Nationwide’s AML Requirement—Required for all insurance-only producers prior to appointment approval.

AML Training Link: https://secure.reged.com/Login/vu/VirtualUniversity/NWAML

AML Training Guide

National Western Life

Product Training Link: https://learn.questce.com/naicsuitability/

  1. First time users need to register.
  2. Quest CE offers continuing education as well as product training. To go directly to the product training, select Skip Step 1.
  3. Select your broker dealer from the dropdown list, then choose the carrier. The carrier name is listed as National Western Life. 
  4. Product training descriptions are provided to help determine which training should be taken. 
  5. Advisors must complete the content (product training) and the exam (one question attestation) for the training to be completed.
  6. Please provide certificate once completed.

New York Life

Product Training Link: https://www.reged.com/annuities-training-platform/

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit.
CourseProduct Code
Lifetime Income Annuity NYGLIA
Guaranteed Period Income Annuity NYLGPIA
Future Income Annuity NHLGFIA
Secure Term ChoiceNYLSTC
Secure Term MVANYLSTMVA
Preferred ChoiceNYLPC
  • Under Carrier-Specific Product Training, find the desired course under the New York Life Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to New York Life.

North American

Product Training Link: https://www.reged.com/annuities-training-platform/

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit.
CourseProduct Code
Income Pay Pro (FIA)22SFGNAC_02
NAC Benefit Solutions (FIA)22SFGNAC_01
NAC Guarantee Plus (MYGA)21SFGNAC_02
Performance Choice (FIA)20SFGNAC_01
NAC Versa Choice (FIA)20SFGNAC_01
NAC Income (SPIA)15SFGNAC_18
NAC Income Choice (FIA)15SFGNAC_13
NAC Charter Plus (FIA)15SFGNAC_11
  • Under Carrier-Specific Product Training, find the desired course under the North American Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to North American.

North American - ANNEXUS

Product Training Link: https://www.reged.com/annuities-training-platform/

RegEd Instructions:

  1. Register for access
  2. On the gray bar on the left-hand side choose Enter Product Code.  Enter the code for the course you want to take (see below) and click Submit.
    CourseProduct Code
    Secure Horizon & Secure Horizon Plus21SFGNAC_03
    Secure Horizon Choice (FIA)23SFGNAC_01
  3. Under Carrier Specific Product Training find the desired course under the North American Annuity Product Training Section and click Go to Requirement.
  4. Click Proceed
  5. Click Go To Course
  6. Listen to the course and press Next at the bottom of each slide.  At the end of the presentation make sure you click the Attest button.
  7. Answer YES
  8. Click Continue
  9. Print Course Completion Record for your files and HCB.  Results will be sent electronically to North American.

Oceanview

Product Training is completed through the contracting paperwork in SuranceBay

One America / State Life

 

State Life requires a product training course that can be completed at https://naic.pinpointglobal.com/OneAmerica/apps/default.aspx

  1. Either log in using your NPN number and previously established password, or register if a first-time user.
  2. Once you are logged in, you will find My Product Training at the bottom of screen. Please note: if you have taken a state-specific training course through another vendor, you do not need to take it again.
  3. Click View My Product Training.
  4. You only have to complete the product‐specific training for products you plan to sell. 
  5. Complete the appropriate product‐specific training video(s). Please note: there is NO sound in the videos.
  6. When you reach the end of your selected video, you must check the attestation box, then click Submit to receive credit for completing the training course. After doing so, once you close the video window, you will see your completion date on the right-hand side of the training page as indicated above.

Oxford

Product training is done online when completing the contracting paperwork.

Pacific Life

Product Training Link: https://www.reged.com/annuities-training-platform/

RegEd Instructions:

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit.
    Product Code: paclifePAfixed
  • Under Carrier-Specific Product Training, find the desired course under the Pacific Life Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland.  Results will be sent electronically to Pacific Life.

Penn Mutual

Please download and complete the appointment paperwork for Penn Mutual here.

Product Training Link: https://www.reged.com/annuities-training-platform/

Training will not be accessible until 24 business hours after your appointment is completed.

RegEd Instructions:

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter Product Code PMLAnnuityTraining and click Submit.
    • This will bring up Penn Mutual Fixed Annuities – Product Overview - 15PML_01.
  • Click Proceed.
  • Click through each of the slides until completed.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to Penn Mutual.

Principal

Product Training Link: https://www.reged.com/annuities-training-platform/

RegEd Instructions:

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit.
CourseProduct Code
Income AnnuityPRINCIPALINCOME
Deferred Income AnnuityPRINCIPALDEFERREDINCOME
Select SeriesPRINCIPALSELECTSERIES
Preferred Series AnnuityPRINCIPALPREFERREDSERIES
Secure Choice Index AnnuityPRINCIPALSECURECHOICEINDX
Lifetime Income Solutions IIPRINCIPALLIFETIMEINCOME2
Pivot Series Variable AnnuityPRINCIPALPIVOTSERIESVA
Premier AnnuityPRINCIPALPREMIER
  • Under Carrier-Specific Product Training, find the desired course under the Principal Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to Principal.

Protective

Product Training Link: https://secure.reged.com/TrainingPlatform/

Training Guide

RegEd Instructions:

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit.
CourseProduct Code
Protective Asset Builder Indexed Annuity FIAPAB
Protective Income Builder Indexed Annuity FIAPIB
Protective Indexed Annuity II FIA2M
Protective Indexed Annuity NYFIANY
Protective Guaranteed Income Indexed AnnuityFIAPGI
Protective ProPayer Income Immediate AnnuityPROSPIA
Protective SecureSaver Fixed AnnuityPSS
Protective Asset Builder II 10 YRPAB210
  • Under Carrier-Specific Product Training, find the desired course under the Protective Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to Protective.

Prudential

Product Training Link: https://secure.reged.com/TrainingPlatform/

Training Guide

RegEd Instructions:

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit.
    Product Code: PrudentialIMO
  • Under Carrier-Specific Product Training, find the desired course under the Prudential Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to Prudential.

Reliance Standard

Product Training Link: http://rsli.successce.com/

Training Guide

Carrier Instructions:

  1. Choose the first large blue box in the middle of the page that reads: Select RSLI’s Product Training.
  2. Review the training materials, and then complete the course by clicking on the Annuity Training Certification at the end.
  3. Please print this screen for your files and Highland.

For the Reliance Guarantee please follow the below instructions:

  • https://secure.reged.com/TrainingPlatform/
  • Reliance Standard’s Codes are:
    • RSL Eleos Keystone Apollo PST Course - Product Code: RSL_PSTCOURSE_01
    • RSL Reliance Guarantee PST course - Product Code: RSLI_PST_02
    • RSL Reliance Accumulator - Product Code: RSLI_PST_03

Royal Neighbors

Product Training Link: https://royalneighbors.learn.trakstar.com/PublicCoursePage.aspx?c=5089649829621

Carrier Instructions:

  1. Click Get Started.
  2. Enter first name, last name, email, and password, then Click Register.
  3. Complete training.
  4. Print Certificate of Completion for your files and Highland. Results will be sent electronically to Royal Neighbors.

Sagicor

Product Training Links:

Milestone MYGA: http://www.pgih02.biz/coc/sag/occ/mmyga/pgi_mmyga_sagicor.pdf

Gold Series SPIA: http://www.pgih02.biz/coc/sag/occ/sgoldspia/pgi_sgoldspia_sagicor.pdf

Gold Sage Choice SPDA: http://www.pgih02.biz/coc/sag/occ/schoicespda/pgi_schoicespda_sagicor.pdf

Sage Select FIA: http://www.pgih02.biz/coc/sag/occ/ssfia/pgi_ssfia_sagicor.pdf

Sage Secure FIA: http://www.pgih02.biz/coc/sag/occ/ssecurefia/pgi_ssecurefia_sagicor.pdf

Indexed Annuity Product: http://www.pgih02.biz/coc/sag/occ/ia/pgi_ia_sagicor.pdf

Training Guide

Carrier Instructions:

  1. Click on the Product Training Course Link.
  2. Review PDF Slides.
  3. Click link on last slide of PowerPoint. Click HERE to begin the final exam.
  4. Complete personal information.
  5. Click Start.
  6. Complete exam.
  7. Print certificate for your files and Highland. 

Sagicor Annuity Training (Required if agent does not have existing 4 hour annuity Training - is not reciprocal to other carriers)

Please follow the below steps to access Training Courses.

  1. Agent to visit: sagicorproducer.com
  2. Click: Producer Login link (this will give access to login or registration).
  3. Once logged in - see left side of the screen - scroll down to TRAINING Center tab.
  4. Click: Annuity Training Requirements (this will provide a chart with name of products and required courses).

Sentinel

Sentinel requires the product training be done. It can be completed at the following link: https://sslco.admin-portal.org/training/

  1. Login or Register
  2. At the end of the product training, make sure to click the box to confirm they have completed the training and click submit as this is the only way we can verify compliance.
  3. Please save a copy of the certificate, and email it to annuitylicensing@highland.com.

SILAC (formerly Equitable)

Training is completed via the EquiTable website while completing the online appointment process. HCB will send you an invitation link to get started.

The Standard

Product Training Link: https://secure.reged.com/TrainingPlatform

Training Guide

RegEd Instructions:

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit.
    Product Code: SIC-SIC
  • Under Carrier-Specific Product Training, find the desired course under The Standard Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide.  At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to The Standard.

Symetra

Product Training Link: https://www.reged.com/annuities-training-platform/

RegEd Instructions:

  • Register for access.
  • On the gray bar on the left-hand side, choose Enter Product Code. Enter the code for the course you want to take (see below) and click Submit
CourseProduct Code
Advantage Income Immediate AnnuitySYAADVANTAGE
Advantage Income Immediate Annuity (NY ONLY)FSNYADVANTAGE
Freedom Income AnnuitySYAFREEDOM
Freedom Income Annuity (NY ONLY)FSNYFREEDOM
Select Pro & Select MaxSYASELECTPROMAX
Edge Elite Enhanced Fixed IndexedNYAEDGEELITEV2
Income Edge FIAINCOMEEDGE
Stride FIA with Signaure Withdrawal BenefitSYASTRIDE
Custom 5 & 7 & Select 5 & 7 (NY ONLY)FSNYDAOPTGROPP
  • Under Carrier-Specific Product Training, find the desired course under the Symetra Annuity Product Training Section and click Go to Requirement.
  • Click Proceed.
  • Click Go To Course.
  • Listen to the course and press Next at the bottom of each slide. At the end of the presentation, make sure you click the Attest button.
  • Answer YES.
  • Click Continue.
  • Print Course Completion Record for your files and Highland. Results will be sent electronically to Symetra.