


Contact me to learn how my team can help with your planning needs.
P: 612.968.0118 | E: pmulheran@highland.com

Registered Representatives and Investment Advisory Representatives offer securities and investment advisory services through Osaic Wealth, Inc. member FINRA/SIPC. Highland and Osaic Wealth, Inc. are subsidiaries of Osaic, Inc. Other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc.

Meet the Team
Joshua B. Ryan, CLU®, ChFC®
Business Development Associate
P: 317.586.3108
jryan@highland.com
Carmen Wilson
Relationship Case Manager
P: 561.368.3195
cwilson@highland.com
Lori-Anne Walker
VP, Chief Underwriter
P: 612.541.5433
lwalker@highland.com
Tom Ellefsen
Director, Advanced Case Design
P: 317.208.9166
tellefsen@highland.com
Mike Raczkowski, J.D., CFP®
SVP, Head of Advanced Planning
P: 802.698.2774
mraczkowski@highland.com
Beverly Gaddy
Broker Contracting Analyst
P: 205.263.9277
bgaddy@highland.com
Michael Lawyer
Director, Commissions Accounting
P: 205.263.9284
mlawyer@highland.com
Nancy Simm, CLTC®, LTCP, CSA
Director, LTC & Longevity Planning
P: 860.470.0220
nsimm@highland.com
Scott Abarr
Senior Advisor Consultant, Osaic Annuity
P: 205.263.9288
sabarr@highland.com
Patrick Mulheran serves as Managing Director. Since joining Highland in 2005, he has specialized in estate planning, retirement planning, and business planning strategies that involve the implementation of insurance products. He and his four children reside in Orono, Minn.
