Annuities
At Highland, we understand annuities provide a specific role in the management of assets. Bringing the best annuity talent and resources together to provide turnkey processes to assist your firm in attracting and retaining clients is part of our mission.
Annuities can transform a financial plan and it’s always our goal to meet the advisor where they are. We can support an advisor who’s new to the annuity space, a seasoned advisor writing millions of dollars’ worth of business a year, or an advisor that recognizes the need, but doesn't have the time or interest, to use traditional business models.
Highland works with insurance-only advisors and integrates our extensive annuity platform with IBDs, RIAs, and banks alike. And our streamlined technology reduces the timeframe it takes form submission to commission – all in an effort to make your job easier. Highland can help fulfill your client’s financial objectives with:
1. Income
2. Accumulation
3. Protection
Life Insurance
Highland is committed to elevating your life insurance business. We take the time to understand your objectives and offer personalized consultation and support to help you meet each client's unique financial goals.
This is accomplished through all three elements of the sale including pre-sale, point of sale, and post-sale. Whether a business, a trust, or an individual, we work with you to comprehensively address how life insurance can help fulfill your client’s financial objectives through:
1. Protection
2. Accumulation
3. Liquidity
4. Wealth Transfer
Long-Term Care — Longevity Planning
The costs of Long-Term Care (LTC) can be more than financial. Stress on family caregivers, the uncertainty of receiving their preferred care setting, and the frustration of wading through Medicare and/or Medicaid requirements – can all be alleviated through proper longevity planning.
Navigating longevity planning options, whether traditional LTC, linked benefit, or life-with-rider hybrids, can be complex. Highland is here to help – longevity planning is what we do. We help advisors determine the critical components to proactively protect a client’s assets, while also providing coverage should an extended care event arise.
Highland’s dedicated specialists guide you through every step and each option in the longevity planning process to create a strategy that best serves your client’s anticipated financial and extended healthcare needs. Highland can help fulfill your client’s financial objectives with:
1. Longevity
2. Protection
Disability Insurance
When it comes to planning for your future are you protecting your client’s greatest asset? Your client’s greatest asset remains their ability to earn an income. And disability insurance (DI) is the best way to protect their greatest asset should they become injured or ill.
You and your clients can rely on the team at Highland year round for all your needs. We understand the importance of making a plan if there’s a need to replace a portion of income if your clients can’t work.
Highland offers a DI platform with a dedicated and knowledgeable team delivering processing support and advocacy from pre-sale through post-sale to get cases done expediently and correctly. Highland can help fulfill your client’s financial objectives through:
1. Income
2. Protection