June 7-11, 2009
Four Seasons Resort, Punta Mita, Mexico
Qualifiers for the 2009 Highland Rewards Trip, we will be welcomed to the Four Seasons Resort, Punta Mita, México. Just twenty-six miles from Puerto Vallarta, an unrivalled luxury Mexican vacation experience awaits, edged in pristine white-sand beaches, natural islands and the turquoise Pacific. The resort includes an Apuane Spa and Jack Nicklaus golf rambling along the coast.
The Four Seasons Resort is on the northern tip of the Bahía de Banderas, one of the largest natural bays on the Pacific. The luxurious property spreads over 2,700 acres of the Mexican coastal peninsula. The white sand beaches, clear blue waters and views of the mountains are unparalleled.
Punta Mita is considered one of the area's best spots for scuba diving, snorkeling and surfing. Golf enthusiasts are sure to discover paradise, while other guests may prefer a day of shopping in Puerto Vallarta or a relaxing seaside afternoon absorbing the famous Mexican Riviera sunshine.
Don't miss this exciting opportunity to share the beauty and luxury of this exciting Mexican destination - Four Seasons style - when you qualify for the 2009 Highland Rewards Trip to Punta Mita, Mexico.
QUALIFICATION INFORMATION
Qualification Period
January 2008 - December 2008 (specific dates vary as defined by carrier reports.)
Rewards Credit Thresholds
Producers must earn $275,000 Rewards Credits in aggregate from Highland Capital's HighLighted Carriers in order to qualify.
Highlighted Carriers*
AIG American General
AXA
ING
John Hancock
Lincoln Financial
Principal
Protective Life
Prudential
Sun Life
Transamerica
*This list of carriers may change periodically. Credit for production with these carriers is given for the time periods that the carriers are part of the program.
Multiple Producer Firms
Multiple producer firms can have multiple qualifiers. The first two qualifiers must reach $275,000 in HighLighted Carrier Rewards Credits. After that, additional firm qualifiers must reach $412,500 in HighLighted Carrier Rewards Credits.
- Production requirements are aggregate for the firm
- Only firm principals are eligible to attend under the aggregate production
- Non principal producers can qualify, based on their individual production, which will not count toward the aggregate production
- Only life producers are eligible to attend
- A single firm can qualify up to four producers
- For Platinum HighCap members: Only one Platinum VIP package per firm will be awarded.
IMPORTANT: Rules and Policies of the Highland Rewards Program
- The Highland Rewards Trip is NON-TRANSFERABLE and has no cash value.
- Independent producers who qualify for the Highland Rewards Trip may not be eligible for HighLighted Carrier incentive trips.
- No rain checks will be given.
- No substitutions will be allowed.
- Attendance is by invitation only.
- Trip is subject to IRS 1099 treatment.
Rewards Credit reporting is dependent on the accuracy of reporting from Highland Capital's HighLighted Carriers. Rewards Credits for Highland Rewards Program are defined as the sum of the eligible Rewards Credits for each of the HighLighted Carrier production programs. In general, you will receive equivalent credit for the sale of eligible products as you would have under the individual HighLighted Carrier incentive programs. Rewards Credits must qualify under applicable federal and state insurance, securities, and tax laws. Variable life and variable annuity business is not eligible for Highland Rewards Credits.
| 
