2009 Highland Rewards Program



   

March 24-28, 2010

The Resort at Pelican Hill, Newport Coast, California

Qualifiers for the 2010 Highland Rewards Trip will be welcomed to The Resort at Pelican Hill March 24-28, 2010. This brand new, $1 billion resort offers guests a level of service and luxury that is unmatched in the resort world.

The Resort at Pelican Hill sits on a 504 acre site that is one of the most serene and beautiful settings in southern California, where the Pacific laps uncrowded beaches and thousands of acres of coastal habitat are permanently protected as open space or designated for recreational use only.

The Resort at Pelican Hill features large bungalow suites, a spa with a full-service salon and fitness center, a variety of dining options, the largest circular pool in the world, one of the nation’s premier golf clubs, and numerous other activities such as hiking, surfing, whale watching, sailing, biking, shopping, and more!

We look forward to hosting you and your guest at The Resort at Pelican Hill when you qualify for the 2010 Highland Rewards Trip with Highland Capital Brokerage.

QUALIFICATION INFORMATION

Qualification Period
January 2009-December 2009 (specific dates vary as defined by carrier reports.)

Rewards Credit Thresholds
Producers must earn $275,000 Rewards Credits in aggregate from Highland Capital’s HighLighted Carriers in order to qualify.

Highlighted Carriers*
American General Life
ING
John Hancock
Lincoln Financial
MetLife
Principal
Protective
Prudential
Sun Life
Transamerica
West Coast Life
*This list of carriers may change periodically. Credit for production with these carriers is given for the time periods that the carriers are part of the program.

Multiple Producer Firms
Multiple producer firms can have multiple qualifiers. The first two qualifiers must reach $275,000 in HighLighted Carrier Rewards Credits. After that, additional firm qualifiers must reach $412,500 in HighLighted Carrier Rewards Credits.

  • Production requirements are aggregate for the firm.
  • Only firm principals are eligible to attend under the aggregate production.
  • Non-principal producers can qualify, based on their individual production, which will not count toward the aggregate production.
  • Only life producers are eligible to attend.
  • A single firm can qualify up to four producers.
  • For Platinum HighCap members: Only one Platinum VIP package per firm will be awarded.

IMPORTANT: Rules and Policies of the Highland Rewards Program

  1. The Highland Rewards Trip is NON-TRANSFERABLE and has no cash value.
  2. Independent producers who qualify for the Highland Rewards Trip may not be eligible for HighLighted Carrier incentive trips.
  3. No rain checks will be given.
  4. No substitutions will be allowed.
  5. Attendance is by invitation only.
  6. Trip is subject to IRS 1099 treatment.

Rewards Credit reporting is dependent on the accuracy of reporting from Highland Capital’s HighLighted Carriers. Rewards Credit for Highland Rewards Program are defined as the sum of the eligible Rewards Credits for each of the HighLighted Carrier production programs. In general, you will receive equivalent credit for the sale of eligible products as you would have under the individual HighLighted Carrier incentive programs. Rewards Credits must qualify under applicable federal and state insurance, securities, and tax laws. Variable life and variable annuity business is not eligible for Highland Rewards Credits.